Frequently asked questions

How Does Your Lease Purchase Program Work?

We can lease you the home with the exclusive right to purchase it at a later date. Our buyers love it because it gives them time to save up for a larger down payment; time to clean up past credit problems, time to sell another home, and also time to try out the neighborhood before buying. We are obligated to sell to you, however you are not obligated to buy.


What Methods Of Down Payment Are Accepted?

Unlike most lending institutions, we accept borrowed funds for closing. If you have a close friend or relative willing to lend you money for your down payment you can use that in our programs. You may also be eligible to withdraw or borrow from your 401K to purchase a home without penalties. We also accept trades.


Do You Offer Down Payment Assistance Programs?

Yes we do. A lot of times if you are a bit short on down payment we can set up a monthly payment plan spread out over 6-12 months.


What Is The Interest Rate On Your Owner Financing?

We have many different financing plans available to meet your needs. For us to find the BEST financing plan for you all you will need to do is send in the no cost, no obligation, easy application. We work with good, fair, and ugly credit, and applications are necessary to verify income and employment. We will then get back to you in 24 to 48 hours.


How Much Down Payment Do I Need?

We are very flexible with down payment. We can offer you many options and we will always do our best to work with whatever funds you have available. You can even start out on a lease purchase and then move to owner financing at a later date when you have the additional money.


How Does Your Financing Work?

We offer owner financing where we can sell you the home without you having to qualify at a bank.